Statement of Demands and Needs

 

Protecting your possessions during transit and/or whilst in storage

 

The following information about this Insurance Policy sets out your (the customer) demands and needs with a summary (in the following pages) of the cover provided under the Policy, and the reasons we recommend it to you.

 

By accepting our offer to arrange insurance cover on your behalf, you are confirming that:

  1. No other insurance policies are currently in place that would provide you with adequate insurance cover on the goods to be submitted for removal, transit and / or storage.
  2. Your need is to insure your goods for their full value (at destination) whilst in-transit, e.g., during packing, removal, transit and/or storage.
  3. The value declared by you of the goods submitted for cover does not exceed the amount stated.

This (insurance) product is recommended to meet your demands and needs as it will provide cover for ‘All Risks’ of physical loss or damage to your goods whilst being removed and/or in-transit and/or stored as part of a Removal Contract with your Mover.

 

Your Right to Cancel

 

Once you have accepted the (insurance) offer and submitted the completed Proposal form to us you may change your mind and cancel your instruction within 14 days. Should you wish to exercise your cancellation right, you must notify us in writing immediately.

 

Important: This cancellation right does not apply if the insurance contract has been fully completed before you exercise your right to cancel the insurance (in other words, if the goods insured have already been delivered you may not cancel the insurance after the goods are ‘off risk’).

 

You will receive the following:

  • Quotation: Our Statement of Price (e.g., quotation and/or contract) – this will show the applicable insurance rate or premium.
  • Policy Summary: Detailed in the following pages. This contains very important information about the insurance terms, conditions and exclusions. Please read this carefully and contact us with any queries. Your particular attention is drawn to the main policy exclusions and additional cover options detailed under the heading ‘Exclusions and Optional Coverage’. The Policy Summary does not contain the full terms and conditions of the insurance contract. These are contained in the accompanying ‘Terms and Conditions of Insurance’ and are also shown on the back of the Proposal Form.
  • Acceptance of Quotation and Insurance Proposal Form: This Insurance Proposal Form will need to be completed and return to us by you if you decide to accept our offer.
  • Confirmation of Insurance: Once we have received your Acceptance of our offer and completed Insurance Proposal form, we will issue and send you a Confirmation of Insurance stating the main details of your insured consignment. Please retain this important document until the removal contract has been fully completed.